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State Farm® Insurance Agent

Tom Grate

Thomas M Grate Ins Agcy Inc

2113 Bentley Plaza
Fenton, MO 63026-2781

Profile photo of a State Farm Agent named: Tom Grate

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


2113 Bentley Plaza
Fenton, MO 63026-2781



Welcome 2024! Start your year off right by making sure you and your family are covered. Call, text, stop by or email my Fenton office and my team and I will create a personal price plan just for you.

The Tom Grate State Farm Insurance office is your local State Farm team here to help you with all of your insurance needs.

I am originally from St. Louis MO and graduated from the University of Missouri, Columbia. I began my State Farm career 42 years ago and I am proud to be your Fenton State Farm Agent. We enjoy welcoming and helping our Fenton community as well as helping those who relocate to our area.

As an outdoor enthusiast, I take advantage of the beautiful golf courses here in St. Louis as well as boating at Lake of the Ozarks. I have a wonderful wife, Mary, and we enjoy spending time with our 5 children and 11 grandchildren.

I became a State Farm Agent to help people with their insurance needs and to plan ahead. I enjoy getting to know customers and their families. Stop into our office sometime to meet with my team and I. We are happy to help you with the coverage you are looking for.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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We strive to provide Missouri communities with reliable insurance coverage they can count on. My team and I offer the coverage you want with great service for Auto Insurance, Homeowners Insurance, Renters Insurance, Business Insurance, Life Insurance and more. Call, text or stop by the office for a free insurance quote!

Cheryl Mattingly State Farm Agent Team Member

Cheryl Mattingly

Insurance Account Representative

Cheryl is born & raised in St Louis, MO. She has 10 years of experience with State Farm and joined us in 2018. Her primary focus is top notch, friendly, customer service for our local Fenton customers and beyond.

Licensed in Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, and Business/Commercial Insurance.

While not servicing our customers, she provides Remote Account Services for other State Farm Agents. In her free time, she is an outdoor enthusiast, kayaking, glamping, fishing, biking, enjoying family and friends and staying in touch with all the STL sports.

Sarah Lutz State Farm Agent Team Member

Sarah Lutz

Office Manager

Sarah is the Office Manager in our office. She has a passion for helping others and making a difference in their lives. She focuses on providing excellent Customer Service, Auto Insurance, Homeowners Insurance, Renters Insurance and Life Insurance. She is a proud wife and mother of four wonderful children. In her free time, she enjoys watching her kids play sports, walking, cooking and spending time at her family lake house.